BUYERS INFORMATION

November 5th, 2025

categories: BOZEMAN MONTANA, BUYERS INFORMATION, MARKET NEWS, MONTANA CITIES

Bozeman School District – Public, Private, Post-Secondary Educational Institutions in Gallatin County, Montana. Bozeman High School – Gallatin High School In May 2017, Bozeman School District voters approved a $125m bond both for Gallatin high school, to be completed in time for the 2020 school year, and for renovation of the existing Main Street Bozeman […]

October 21st, 2025

categories: BUYERS INFORMATION, MARKET NEWS

Why Get Bozeman Home Mortgage Insurance?† When financing a Bozeman home, the advantages of (private) mortgage insurance (PMI) are not always evident to the borrower. Many prospective borrowers believe they should/must put at least 20% down (an 80% Loan-To-Value, LTV ratio) on the home they are purchasing because they believe it’s imperative to avoid paying […]

September 24th, 2025

categories: BUYERS INFORMATION, MARKET NEWS, MONTANA CITIES, MONTANA STATE INFORMATION, SELLERS INFORMATION

Montana Real Estate Transfer Tax* Montana is one of 15 states that does NOT have a real estate transfer tax, but, instead, parties to a Montana real estate transaction must file a Realty Transfer Certificate, required by Montana law. Other states without realty transfer taxes: Alaska, (California†), Idaho, Indiana, Kansas, Louisiana, Mississippi, Missouri, New Mexico, […]

April 1st, 2025

categories: BUYERS INFORMATION, MARKET NEWS, SELLERS INFORMATION

Glossary of Bozeman Real Estate Acronyms and Terms Have you ever wondered about the meaning of various real estate-related terms? ALTA American Land Title Association APR Annual Percentage Rate ARM Adjustable Rate Mortgage ATIMA As Their Interest May Appear BD Buy Down CCR Covenants, Conditions & Restrictions CE Certificate of Eligibility CHFA California Housing Finance […]

March 24th, 2025

categories: BUYERS INFORMATION, MARKET NEWS

Bozeman Real Estate Buyer Mistakes Avoiding Common Home Buyer Mistakes – Finding and Purchasing Your Bozeman Property If you stumble into some common buyer mistakes, the property buying process can be stressful. Here’s how to avoid seven common mistakes that buyers of Bozeman real estate make. Pleading Financial Ignorance A little preparation goes a long way. Be a […]

March 24th, 2025

categories: BUYERS INFORMATION, MARKET NEWS

Bozeman Real Estate Loans† A mortgage is a loan on property or real estate that a mortgage lender or financial institution receives from you to help finance the purchase of real estate. A borrower pledges real estate (your future property) as security for the repayment of the loan. The borrower gives the lender a lien on […]

March 24th, 2025

categories: BUYERS INFORMATION, MARKET NEWS

Bozeman Home Mortgage Types To Consider† Mortgage Type 1: FRM – Fixed Rate Mortgage Financing The Fixed Rate Mortgage (FRM) almost died out but has made a strong comeback in light of the subprime meltdown of the mid-2000s. Fixed Rate loans offer fixed payments that only change when taxes or insurance coverage changes. A client […]

March 24th, 2025

categories: BUYERS INFORMATION, MARKET NEWS, MONTANA HOMES FOR SALE

Bozeman Homeowner’s Insurance: Bozeman Home Insurance Information For Protecting Residential and Luxury Homes. Information+ for Insuring Bozeman Homes, Vacation Dwellings, Summer Residences. Homeowners Insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family […]

March 24th, 2025

categories: BUYERS INFORMATION, MARKET NEWS, MONTANA STATE INFORMATION, SELLERS INFORMATION

Quick Primer On Montana Property Taxes* – Bozeman Property Taxation All Montana properties are appraised at market value by the Montana Department of Revenue (DOR) Gallatin County Mill Value*  – Calculate Your Mill Levy* Mock calculation to determine property taxes in Bozeman, Montana. Let’s calculate a property tax using a Bozeman home that has recently appraised […]

March 13th, 2025

categories: BUYERS INFORMATION, MARKET NEWS, MONTANA LUXURY REAL ESTATE, MONTANA REAL ESTATE

SW Montana Luxury Real Estate Montana Luxury Home, Condo, Townhome Market Update Bozeman Luxury Real Estate Listings – Belgrade Montana Real Estate Listings – Big Sky Real Estate Listings – Gallatin Gateway Real Estate Listings – Livingston Montana Real Estate Listings – Manhattan MT Real Estate Listings – Three Forks Montana Real Estate Listings Well into Q1 2025: Montana Luxury Residential Real Estate (over $1,000,000) Chart 1: […]