| ALTA | American Land Title Association |
| APR | Annual Percentage Rate |
| ARM | Adjustable Rate Mortgage |
| ATIMA | As Their Interest May Appear |
| BD | Buy Down |
| CCR | Covenants, Conditions & Restrictions |
| CE | Certificate of Eligibility |
| CHFA | California Housing Finance Association |
| CI | Current Index |
| CK | Check |
| CLTV | Combined Loan-to-Value |
| CMT | Constant Maturity Treasury |
| CO | Certificate of Occupancy |
| DBA | Doing Business As |
| DE | Direct Endorsement |
| Disc | Discount |
| DO | Desktop Originator |
| Docs | Documents |
| DOT | Deed of Trust |
| DU | Desktop Underwriting |
| DA | Dual Agency |
| EBITDA | Earnings Before Interest, Taxes, Depreciation, Amortization |
| ECOA | Equal Credit Opportunity Act |
| Eofl | Evidence of Insurance |
| FCRA | Fair Credit Reporting Act |
| FHA | Federal Housing Administration |
| FHLMC | Freddie Mac |
| FICO | Credit Score |
| FIR | Fully Indexed Rate |
| FNMA | Fannie Mae |
| GFE | Good Faith Estimate |
| GNMA | Government National Mortgage Association (Ginnie Mae) |
| GPM | Graduated Payment Mortgage |
| HELOC | Home Equity Line of Credit |
| HOA | Home Owners Association |
| HUD | Department of Housing and Urban Development |
| IBS | Individual Benefit Statement |
| IND | Individual |
| INV | Investor |
| JT | Joint |
| JTRS | Joint Tenants with Rights of Survivorship |
| Legal | Legal Description of a Property |
| LOC | Line of Credit |
| LTV | Loan-to-Value |
| LP | Loan Prospector |
| MBA | Mortgage Bankers Association |
| MCC | (FHA) Master Conditional Commitment |
| MCR | Merged Credit Report |
| MCRV | Master Certificate of Reasonable Value |
| MI | Mortgage Insurance |
| MIP | Mortgage Insurance Premium (FHA) |
| MLS | Multiple Listing Service |
| NAR | National Association of Realtors |
| NAV | No Asset Verification |
| NET | Net Amount |
| NINA | No Income No Asset |
| NIV | No Income Verification |
| OIS | Operating Income Statement |
| O/O | Owner-Occupied |
| ORIG | Origination |
| P&L | Profit & Loss |
| PMI | Private Mortgage Insurance |
| POA | Power of Attorney |
| PUD | Planned Unit Development |
| Pur | Purchase |
| R&E | Renewal & Extension |
| Refi | Refinance |
| RESPA | Real Estate Settlement Procedure Act |
| Rider | Attachment to a Deed or Note |
| RLIC | Residential Loan Inventory Control |
| RLPC | Residential Loan Production Control |
| Schedule A | Schedule on a Title Report |
| SLMA | Student Loan Mortgage Association (Sallie Mae) |
| SOP | Standard Operating Procedure |
| SRP | Service Release Premium |
| Sub | Subordination Agreement |
| Term | Loan Term |
| VA | Veterans Administration |
| VOD | Verification of Deposit |
| VOE | Verification of Employment |
| VOL | Verification of Loan |
| VOM | Verification of Mortgage |
| VOR | Verification of Rent |
| TIL | Truth-in-Lending |
| 30/15 | 30 Year Balloon Loan due in 15 Years |
| 15/15 | 15 Year Balloon Loan due in 15 Years |
| 3/1 | Fixed-Rate Loan for 3 Years then Adjusted Annually |
| 7/1 | Fixed-Rate Loan for 7 Years then Adjusted Annually |
| 10/1 | Fixed-Rate Loan for 10 Years then Adjusted Annually |
