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River Front Retreat at 657 Waterloo Road - Welcome to 20+ irrigated acres of Montana beauty—where rustic elegance meets outdoor paradise. Nestled between Twin Bridges and Whitehall, this unique 2,842 sq ft timber frame and stucco home offers rare Jefferson River frontage with a meandering slough creating a natural border. Surrounded by mature trees and lush shrubs, the setting is a haven for wildlife including deer, foxes, pheasants, waterfowl, and more—perfect for nature lovers, photographers, and outdoor enthusiasts. Step inside to radiant in-floor heat with both stained concrete and Douglas fir wood floors, and beautifully tiled bathrooms. The main level hosts a spacious master suite, while upstairs you’ll find two additional bedrooms, full baath and a dedicated music studio with inspiring views. The cozy kitchen is complete with a Vermont Castings wood stove—ideal for warm gatherings on cool Montana evenings. Enjoy sweeping views of Manhead Mountain in the Tobacco Root range from the covered porch, or explore the lush irrigated meadows that surround the property. Equestrians will appreciate the charming vintage barn and room to ride, while hobbyists and entrepreneurs will love the brand-new shop with 220 amp service, heated office, and room to work or create. A breezeway connects the main home to a fully functional bunkhouse—great for guests, extended family, or additional creative space. And with the Jefferson River just steps from your back door, world-class fishing is literally at your fingertips. Though located in a flood-prone area, the home is on an approved building site and currently insured for just $1,200/year in flood insurance—peace of mind in paradise. The homesite was engineered and surveyed to be out of the floodway and home was approved for 4 bedroom septic. The setting is private with a maintained county road access. The vintage barns are from an old farmstead that existed before the older homestead was torn down. A new shop with 220 Amp service was built in 2017 and has a separate room which can be heated for office or studio and is metered separately from the main home. If youre looking for unmatched serenity, character, and a true Montana lifestyle, this is it.

• Bedrooms
  3
• Bathrooms
  3
• Sq Footage
  2842
• Acres
  20.24
• Days on Market
  18

Additional Features

• Above Grade Finished Area
  2842
• Appliances
  Dryer, Range, Refrigerator, Washer
• Architectural Style
  Custom
• Association Amenities
  Water
• Bathrooms Full
  3
• Bathrooms Total Integer
  3
• Bedrooms Total
  3
• Building Area Source
  Public Records
• Building Area Total
  2842
• City
  Whitehall
• Construction Materials
  Stucco, Wood Siding
• Contract Status Change Date
  2025-04-21
• Cooling
  Ceiling Fans
• Cumulative Days On Market
  1
• Directions
  Approximately 16 miles N of Twin Bridges: H W Y 41 N to Hwy 55, Turn at Green W A T E R L O O road sign between Twin Bridges & Whitehall, cross Jefferson River ( Parsons Bridge) and is on the right.
• Documents Count
  10
• Fencing
  Perimeter
• Fireplace Features
  Wood Burning Stove
• Flooring
  Hardwood, Other, Tile
• Garage Spaces
  2
• Garage
  Yes
• Heating
  Propane, Radiant Floor, Stove, Wood
• Heating
  Yes
• Interior Features
  Vaulted Ceilings, Wood Burning Stove, Main Level Primary
• Latitude
  45.746874
• Levels
  Two
• Listing Contract Date
  18
• Listing Key
  1111998992
• List Price
  1590000
• Living Area
  2842
• Living Area Source
  Public Records
• Longitude
  -112.192210
• Lot Features
  Lawn, Landscaped
• Lot Size Acres
  20.24
• Lot Size Square Feet
  881654
• MLS Area Major
  Madison/ Beaverhead/ Jefferson
• MLS Area Minor
  7 M R - Madison - Ruby Valley
• MLS Status
  Active
• Occupant Type
  Owner
• Original List Price
  1590000
• Originating System Name
  S W M T
• Other Structures
  Barns, Corrals, Sheds, Workshop
• Ownership
  Full
• Parcel Number
  0025003100
• Parking Features
  Detached, Garage
• Patio And Porch Features
  Covered, Deck
• Pets Allowed
  Yes
• Photos Count
  23
• Postal Code
  59759
• Property Sub Type
  Single Family Residence
• Property Type
  Residential
• Road Surface Type
  Gravel
• Roof
  Asphalt, Metal
• Security Features
  Carbon Monoxide Detectors, Heat Detector, Smoke Detectors
• Sewer
  Septic Tank
• Standard Status
  Active
• Stories
  2
• Subdivision Name
  Other
• Tax Annual Amount
  2680
• Tax Legal Description
  S14, T01 S, R05 W, C.O.S. 7/2320 BA, PARCEL 1B, ACRES 20.24, COS 7/2368BA
• Tax Year
  2025
• Unparsed Address
  657 Waterloo Rd
• Utilities
  Electricity Available, Electricity Connected, Propane, Phone Available, Septic Available, Water Available
• View
  Meadow, Mountains, Rural, River, Southern Exposure, Creek Stream, Valley, Trees Woods
• View
  Yes
• Waterfront Features
  Creek, River Front, River Access
• Water Source
  Well
• Year Built
  2017

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