Buyer Tips for Bozeman, Belgrade, Big Sky, Manhattan, Three
Forks, Livingston, Ennis, Helena, Dillon Montana Real Estate, and
about the $8000 First-Time Home Buyer Tax Credit -
American Recovery and
Investment Act of 2009
Choosing your real estate
professional is, perhaps, the most important decision you will make
when buying property. I believe the more you look around, the more you will see
the value of working with Taunya Fagan Bozeman Montana Real
These simple tips will help you
find and purchase the home of your dreams more quickly and efficiently. If
you're a first-time
buyer you can find more
Be a smart consumer. Learn the financing basics.
Know how to shop for a home loan that's right for you.
Get pre-approved. This takes very
little time and lets you know the price range that fits your
Know what you want. The last thing
you need is to close a deal and realize you bought a house you don't want. Ask
yourself what you're looking for in a home, before you shop. Think about size,
commute time and necessary repairs.
Keep your debt load to a minimum.
Don't make major purchases or incur any additional debt until after your
purchase. Pay down credit cards and don't apply for new ones. Remember,
financial institutions evaluate your financial situation on your gross monthly
income. Your total monthly house costs should not exceed 28 percent of your
gross monthly income.
Be prepared to view new properties
quickly. Sometimes homes sell quickly, so be ready to make fast decisions. Be
accessible to change the terms.
Get access to Taunya Fagan Bozeman MT Real
communication can mean the difference in purchasing the property of your
Thoroughly discuss and sign the necessary legal paperwork to
contract with your agent. Click here for in-depth information about your
Realtor's duties to you as your Buyer's
Submit a strong competitive
Include a substantial earnest money deposit. Sometimes offers are
accepted based on the amount of the deposit.
Try to minimize the number of
contingencies. Fewer contingencies mean a stronger offer.
Hire an inspector. A professional
building inspector or appraiser will make sure the house of your choice is in
Check zoning regulations and covenants.
Good residential neighborhoods will be zoned to keep out commercial and
industrial users. Read any restrictive covenants and make sure they fit your
lifestyle and you fit their parameters.
Request an updated property survey.
Be sure it clearly marks boundaries. Check for problems.
Make sure you know what stays
or goes. Taunya Fagan Bozeman Real
Estate will ensure your
contract will be very specific about which items (appliances, etc.)
are included in the sale.
Don't forget to review your Home Buyer
Make certain verbal agreements are
written into the final contract to avoid any stressful and expensive issues
Resources - Montana Home Buying
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After You Buy
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Real Estate 406.579.9683
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